Thank you for opening up about your practice, and I have to make a disclaimer. My brother in law the IT guy in Texas is my wife's brother, and both grew up in rural Montana growing up on a wheat farm, and their dad is as tight as the bark on a tree (he would not mind me saying that, and in fact find that complimentary), but he passed the very conservative business approach on to his kids. "You don't buy something unless you have cash". With that being said both are extremely logical, mathematically gifted unlike me who tends to be too subjective and quite illogical, thus my constant difficulty with trying to get this stuff figured out. But, thank you for all your great advice and laying out such a methodical well thought out approach, and not to take away from Bert or Sandeep or Jon or David or JamesNT, or any of the others, but I wanted to tweak your experience being a professor and ex IBM tech guy and you sure delivered.
