There is no requirement in my state (Florida) for any employer the size of a small medical practice (below 50 employees) to provide health insurance to employees. I would doubt that this is required in any state.
While it sounds good to give money to your workers for their own policies, individual policies are usually more expensive than group plans, and may be hard to find.
You can however either have a standard plan for all employees or offer each employee the same amount of dollar benefits and permit the employee to select desired benefits from a ?menu? of options offered by the insuring company. In Florida, if the company offers insurance, all workers must be eligible. However, an employer may offer different insurance plans to different groups of employees, such as staff versus physician employees. You can also set a weekly work hour threshold for eligibility for insurance.
There are some
tax credits available to defer the costs of providing employee health insurance.
