I don't know much about it (which is why I started this thread). Here in Maine, it is a set number of hours and 75% of your employees. Of course, that so far, has made for some bad feelings. One employee wants it, another does, which means the employee who wants it can't get it. You could decrease the pay, but the employee who doesn't want it may not like that. Plus, we get audited by the insurance company.
I think paying for the insurance, besides the group plans (which are huge discounts -- $750 to $490), it is also cheaper as they can purchase pre-tax. It would also seem, but I can't know, that employees getting insurance free or for very little would more likely stay knowing they may not get insurance at another office.
We have an accountant and free legal counsel from our state medical association. It seems that a lot of the stuff my practice consultant comes to me with would not be possible without an accountant.
