I offer Worker's Comp insurance, and use a pay-as-you-go plan through Intuit Payroll because my employee's hours are quite variable. Intuit sends my employee's hours for each paycheck to the WC company, which then deducts something like $30/mo (varies with the hours worked) for the WC insurance. And Intuit gets $5.00/mo to facilitate that.

While it's not a full-on health plan, it is gratifying to know I am insuring my employee, deductible-free, for all potential job-related health issues (paper cuts, untoward staple injuries, toxic toner spatters, etc.).

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