Wow, you can afford to pay your staff health insurance? I have enough trouble paying for my own. I used to pay 100% of a single policy. Over the last 10 years it then dropped to 75%, then to 50%, then to 25%, then to "Sorry but if you want me to pay your health insurance I will have to let 2 employees go. You all decide what you want and if it is health insurance then pick straws to see who goes." During the interview for the last employee I hired I barely asked about her skills (I could teach her what she needed to know). The big question was "Do you need health insurance or are you covered on someone else's plan". Pretty sad.