I have to second David's remark about employees rather taking the money we spend on them for insurance and run. We contribute only 75% of the $2,000 HSA amount for our employees; they are expected to designate what part of the remaining 25% comes from their paychecks. The younger ones put nothing in, and as age and number of dependents increase, so does the contribution. I understand this, since we are a consumer culture with a gadget addiction. But I don't think it is smart either.
