I'd like to give AC credit where credit is due. We spoke - they listened.
What Bert suggested above is the model we follow. We have a pre-installed server waiting in the wings. If our first-string server goes down, we restore the .enc file onto our backup server and are back in business.
If you are using SSD drives, you shouldn't be down more than an hour or so - maybe even less, depending on the size of your data files.
Anyways - thank you. I'll put my pitchfork away now
