One of my personal friends had been buying health insurance for himself and his wife. He is in his late 40's, was paying $450/month, had a $30 co-pay to go to the doctor and a $2000 deductible. He received a letter stating that his insurance was not compliant with the ACA and they were cancelling his policy (so much for the "If you like your insurance, you can keep it".
The cheapest he was able to find to replace it now costs him $750/month and he has an $8000 deductible.
Two years ago I was paying 600 per month for a plan for 6 people with a 2500 deductible. Our old plan was canceled because of ACA (Liar liar Mr. Obama)Now I'm paying $1200+ per month with a 2750 deductible. In 5 years, that's 72,000 dollars in premiums in 5 years, and I'm thinking about self-insuring - but this would be against the law and they would take 1% of my income. All the regulations that came with the ACA have made it the opposite: UNaffordable. I looked on the exchange and there are no better plans and many have $12,500 dollar deductibles.
