I think the ironic title of this thread ("Affordable" in quotes) says it all. A cheap premium is trumped by a huge deductible -- not for us business owners but for the average person who thought they would be able to buy healthcare coverage, not a catastrophic plan. There is a little bit of benefit from paying an insurance rate instead of "no-insurance", but I am out of network for almost half the ACA plans in my area because of the narrow panels created by the insurance companies. Patients don't get it -- yet.
I was expecting much more from ACA after all the talk from VP Biden "we're going to tell the insurance companies what to provide". Obviously we have to move forward with the reality of the law and disregard the demagogues, but what I am looking at on the healthcare.gov exchange is not "Joe the Plumber" propaganda. It's just not right what people are getting for their money, and what taxpayers are getting for their subsidies.
Instead of Biden, Reid & the Republicans posturing, they should hold insurance companies responsible for their end. But I'm not seeing that, now or ever. Our national government is too poisoned by ideology and choked by PAC & corporate money.
