It's more complicated than 1 example, isn't it?

What were the patient's options prior to Obamacare? Probably no better unless he is young and healthy.

Insurance is not for smaller bills (like we docs generate) only for hospital/procedures/surgeries. That's not necessarily bad. One can pay more in premium and then have no deductible. Take your pick. If he makes less than 200% poverty then the deductibles go down significantly.

Any proposed better alternatives? We could keep having a large uninsured population, or single payer government system, or cut enough hospital/procedure cost fat so the cost of healthcare isn't so damn high;)

Larry
Solo IM
Midwest