Yes, I am using V3 of JD.
The backup that I had been running included my AC backup folder and the II. Even with the small II, some days it took up to 40 minutes. So, I was trying to project down the road. If I do need the data back from JD, it would be very time consuming. I have not seen that they offer an option to return the data by mail.
Thanks for all the replies; it has been educational and helped me to think through my plans.