Paul is right on the money. Megaupload was closed and those 2 major cloud vendors that hold Mega data not responsible for lost. Airline luggage policy like 500.00 per lost item. Others would give you one free year of data theft protection if hackers steal your private data. Meaning, Ac goes to cloud, something happens then you would also receive one free year of unlimited data storage plus an extra provider license for free, how about that. Come down to TX, we have a liability cap policy....
Sad to say, you and I, we are getting obsolete, ... Cloud computing is the future, newer generation does not care much about who is responsible what... remember your old collections of vinyl disc, cartridges, tapes, dvd....kids just buy and download music/video and throw away...solo practices would be no longer around the corners soon enough. Next generation docs just like working bees, data security is no longer their main concern..
Enjoy while you still have your data discs in hand.