Thanks David and James,
I will refrain from making fun of you.
I use the same difficult password for everything on the web. Most sites don't require you to change your password. Things like Powerchart to the hospital do, so I try to change enough things to count.
As for my users' logins, I use songs or nursery rhymes and take the first letters such as:
Hey you get off of my cloud, becaomes:
H3yygOom3cs
I can remember 10 of these. I never make them change their passwords, and I always make their passwords for them.