Well, that was four paragraphs lost. AARRGGGG!!
Here is what we do. We take a song like Bride over troubled water:
Then take the first letter of each word, so:
lab4oTw17Gs
Always keep numbers in the middle. That will not get hacked. They can remember it and, more importantly, you can. I keep a copy at home just in case. Or you can keep them on a client.
Forget once. Writeup, Forget twice, day without pay. They can put it on a home computer with a difficult login and get that way too.
