Well, I hope they begin caring a lot sooner because, in my area, several hospitals and hospital-owned groups have dropped Anthem (which is one of the biggest in the area). Anthem just snagged the school district away from Humana (by promising lower premiums) and now the teachers are fuming because they can no longer go to their hospital of choice and many have had to change physicians. It would not happen if the teachers had the power to choose their own insurance and the plans within.
Leslie