Oh Ben, want to talk about private insurance? It costs my practice $35000/year to take private insurance. Look at the myriad of health plans we take. United Health Care has about 15 different plans they offer. HMO, PPO and any other alphabet soup you want to throw in. We have to have a person who KNOWS INSURANCE to ensure we get paid. Heaven forbid we "miss something..." they send us a big envelope telling us to resubmit...30-60 days to collect $11.65.
Now this is just my 2 cents: we could run a much smoother practice if we sent the bill to a single entity and did not have to worry about who was covered and who was not (because everyone is)! I know for sure our practice would save 35,000/year and at least 10,000 sheets of paper.