I would certainly go Non-Par if I thought it would work. There were serious problems in the late 70's and early 80's when that was actually the only choice, and the complexities have become far greater.
I don't know anything about conditions in Florida -- but in rural Oregon, it turns out to be
a lot less difficult to go "Par".
Getting people to understand the Medicare system takes an awful lot of staff time -- I don't think that in our case at least that we would come out ahead.