I guess at some level I don't see the attraction of using a credit card to pay over several months. The whole concept of a credit card is to pay up front and leave the interest costs to the cardholder. They are relying on our kindness not to charge them interest (or less interest) while they are paying off a bill incurred in the past.
The whole idea of this thread is to find a company that will handle the payments via a CC. I am not worried about the patient paying interest. Just as tcost said, the problem is you set up a payment plan, then they miss two payments, and you are back to square one. I suppose you could terminate them at that point or send to collections. We don't do collections.
The beauty of their allowing a 3rd party program which handles the payment via the patient's credit card is you will get every payment on time. The patient can cancel at any time, but now they are, in effect, telling you they have no intention of paying.
A lot of this, again, is due to our private insurance companies. Even the good patients come in, pay their copay, then expect their insurance to pay the rest. Then they don't because of a deductible and two months later they get a bill for $105 they didn't expect. And, it goes on from there.
