Excellent points. I do like "owning" my data such as with AC. Even though they claim you can have it if need be, it is probably in some unreadable file.
Any suggestion of a simple non-asp inexpensive pm software which submits electronically and accepts electronic remittance? I am not a fan of Medisoft, owned it previously. I have read about the officeally/ezclaim/quickbooks solution but it sounds like a lot of moving parts. Any solution would of course be temporary to JB's AmazingBills!