Pre-existing conditions, another business BS-based policy of the insurance companies which means: we will not cover your medical needs for the next 6 months; thus, for that period of time, you are on your own. They don't even make it clear to their clients; thus, in many cases, we get the headaches of explaining this to our patients and the hassle of collecting from them.
I will stop writing now, I just don't want to ruin my saturday.
Have a nice weekend folks.


R. Arjona MD
Internal Medicine