Frank, my understanding is that is correct.
Chris,
Every once in a while someone comes up with that rumor. It is usually "I heard it from a friend", or once "I heard a consultant". No one seems to be able to point to anything in writing indicating that your money can be taken back. We may not like a lot of what CMS says or does, but their documentation is pretty complete and explicit. If this regulation is true, it will be written in their documentation. Personally, until I see this in writing from a CMS source, I won't believe it. Just my opinion.
