Well, if we want to talk about the increase over, let's say, 4 years, mine would be almost 100%. The insurance industry is really nothing but a racket. They do not have to abide by any of the Fair Trade rules (nor does Major League Baseball, the only other industry in this country to be exempt). So, rather than insurance companies taking the good with the bad, like it was meant to be (spread the risks over a large number of insured) they can pick and choose who they want to insure and, those they do not want or are too expensive for them, raise their premiums until the poor soul cannot afford to pay.
In the last 5 years I have had 3 air-conditioners stolen (for the copper) and had roof damage from hurricane Ike. At my expense, I moved the air-conditioners to a less secluded side of the building, put up video surveillance cameras and put in ADT alarms. The policeman who came out after the theft said the only thing he could think of to deter further thefts would be to put cobras in the units. Nothing I can do to prevent hurricane damage. After paying the last air-conditioner claim, my insurance company dropped me. No real reason given other than I no longer fit into their business plan. Sure wish I could get away with doing business like that (not that my conscience would let me). It seems like every way we turn anymore, someone is trying to scam us.
