many thanks to you Bert and Sandeep.
I have XP and am planning to use their backup wizard initially to backup 'all the info on the computer' as they claim.
Since I have a Seagate ext HD as my second backup wanted to try their Disk wizard which allows cloning the hard drive. Will also keep backup assist in mind.
I Fear I was a bit premature in subscribing to the AC online backup not realizing how long it would take !
will be getting another ext HD for 3rd backup also .
bala