My first thought was why is he seeing an accident victim without getting the money from the patient up front? My experience with MVA's or falls on others' property or whatever that are filed through a liability insurer are never paid. The insurance companies fight back and forth about who is to blame and who should pay. So, when a patient calls to make an appointment to evaluate after an accident, we tell them they have to pay the office visit up front, at the time of the visit and then give the bill to the insurance company. Consequently, I do not see a lot of these types of patients