Thanks for replys.

Phresia can collect copays and charges 1$ for every 25 dollars or fraction thereof collected. Turns out to be 5-6% of credit card collection. Otherwise they do a lot more than IMH, including eligibility check of the patient.

IMH does not get demographics in AC, though they are looking into it.
Meds go to PMHx per rep. from IMH.

I am still undecided.