Bill,
I have a feeling almost all contracts are based on a percentage of Medicare.
So yes, if Medicare cuts 21%, so will everyone else at renewal time. Whether you take Medicare or not really has no effect on their offer to you. They simply note that they will pay a certain percentage of X on their contract offer.
I have a feeling it's going to get quite bad before "our esteemed representatives" really take a comprehensive look at the situation.
