I don't see where that dissipates any heat. And, I don't really see your point.
Finally, in 1975, we bought a house. Yeah, my dad earned a whopping 18,000 a year, I think.
My parents barely made that together. $18,000 in 2008 dollars is roughly $80,000. (ironically what your father made when he retired).
Of course the MDs have a much higher debt load. So what? They earn a lot more. After a few years of saving and repaying, the debt is cleared. Big Whoop.
I owed over $180,000 after medical school and, as a pediatrician, I cannot pay off my loans after a few years of saving.
The average Tufts medical student owes approximately $160,000, a figure that seems rather low when one figures it is the most expensive medical school in the country, and only NYC costs more to live in than Boston.
http://www.tuftsdaily.com/editorial-medical-school-costs-affect-more-than-just-students-1.2111234FP doctors average $198,000? I make less than half that.
And talking about Version 5 is boring. It isn't even out yet, and who knows when it will be.