Single payor insurance would simplify things tremendously. It would leave you subject to whatever rate they pay, but it would be one rate. I, for one, take medicaid in IL that ranks something like #42 on the reimbursement scale (the low end) thus, I could only do better.
Malpractice should be like vaccine insurance, doesn't have to be government run but should be a pool throughtout the country. Claims should be adjudicated by a panel of experts to determine the merit. Physicians who are out of line or radically, repeatedly perform poorly should either be reeducated or find a different line of work.
Sounds socialistic? I prefer any system that does not leave 40% of the American public underinsured, physicians working with unfair reimbursement and an entire insurance industry designed to obsfucate on all sides of the spectrum so that a very few people can make an obscene amount of money. Capitalism is the best system in the world but medical care CANNOT be laiz se fair (sorry about the spelling)
